Featured Press Release

Premier Real Estate Management Delivers a Peace of Mind with Property Management Services

From meticulous tenant screening to effective maintenance and repair, Premier Real Estate Management Inc. proves that renting of properties is a viable investment option for anyone.


Emily Maric is proud to announce the launch of her new website, The Baily Lamb Fashion Blog

Emily Maric is proud to announce the launch of her new website, The Baily Lamb Fashion Blog. The Baily Lamb website is a women's fashion blog that showcases the unique Chicago-style design outfits created by fashion designer Emily Maric.


Meet the Premier Providers of Cost-Effective and Durable Crowd Control

Discount Crowd Control is a premier enterprise shipping barriers and barricades locally by region to any of the 48 contiguous states.


The Law Office of Wilfred Ward Yeargan Updates Website for Consumers

The Law Office of Wilfred Ward Yeargan has released an updated website that is geared towards informing local consumers on Virginia DUI laws and regulations.


CEO Hangout Leadership Summit to be held in Bangalore on 21st Jan, 2015

Over 50 CEOs and Top Level managers will be participating at the CEO Hangout Leadership Summit that promises to be one of the most premier leadership events in Bangalore


Robert Miller Hosts Annual Holiday Luncheon for Future Electronics Employees

Robert Miller, Founder and President of Future Electronics, recently hosted his annual holiday luncheon for employees at the company's Montreal headquarters.


Discover the many benefits and advantages of using CBD products

This oil is a solution that many have found agreeable, in that it actually works to reduce pain and other effects of cancer and other diseases.


What could a colour label printer do for your business?

How smart manufacturers are using in-house label printing to cut costs while maintaining, or even enhancing, product labelling quality.


Virtual Private Server: Understanding the Key Concepts

VPS hosting is one the different types of hosting accounts you can select for hosting a website. More and more businesses are taking to web hosting for reducing business downtime and enhancing flexibility within business communication. Purchasing hosting solutions allows a business owner to rent space on a server.


Top Reasons International Health Insurance Claims are Declined


NowCompare, an international insurance comparison website has looked at claims made by expatriates from around the World to see what are the most frequently denied claims. - by Yua Cherry

Easy Press Release (Press-Release)
Receiving medical care is a stressful enough time in anybody's life; but imagine needing treatment whilst living overseas but your health insurance company says that the claim is not covered and that they will not pay. Here are the most frequent reason for expat claims not to be paid.

Policy limitations: The top reason for a claim denial within the global community is not that the claim itself is excluded but the amount the claim is for is not covered by the expat health insurance policy.

Expatriates are often subject to higher medical costs when they are living outside of their country of citizenship and should make sure that they have an appropriate insurance plan in place to cater for these costs. Arranging a local plan may not be sufficient for an expat and they should look to invest in an international private medical insurance coverage for themselves.

Pre-existing Medical Conditions: A pre-existing medical condition is a condition that you had prior to buying your health insurance and more often than not, international health insurance companies from around the World will not cover these at all.

This can be a confusing exclusion on many insurance plans as the definition can change from company to company. Make sure you are open and honest about your previous medical history and if in doubt, ask! Whether it is covered or not, you need to know what risks you are exposed to whilst living overseas.

Medical Necessity: Health insurance companies will often question whether medical treatment is required or not or even if the care will have any bearing on the wellbeing of the patient. Many insurance policy wordings will have exclusion relating to cosmetic treatment, holistic treatment or may blanket exclude anything they deem unnecessary with the term "medical necessity".

Medical necessity is debatable and if the insurance company declines your claim on this basis and you feel it is unfair, don't give up; It is sometimes a case of the insurance company having not been informed of how necessary the treat actually was. Ask the treating doctor to explain it clearer in a way that relates to your overall wellbeing and the symptoms you were suffering from.

Health insurance companies often have a bad reputation for wanting to get out of paying a claim. On the whole, this is underserved and the companies can be reasonable and will authorize payment if there is cover in place.

One simple rule is communication; if you are concerned about anything discuss it with the company prior to buying the insurance. If you need treatment, advise them beforehand and they will be able to confirm the coverage under the policy or even guarantee it directly with the medical facility.

For more infomation please visit  https://www.nowcompare.com


Daily Newsletter

Read what 20000+ industry Leaders read everyday for free

Have a tip, pitch, or guest Column? Contact us